TRAVEL INSURED INTERNATIONAL
Travel Insurance Review
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Travel Insured International, a leading provider of travel and medical insurance for Americans and Canadians, offers a diverse range of tiered policies with highly customizable coverage options.
You can choose from various plans, including desirable upgradable cancellation options like cancel for any reason, interruption, and work. This flexibility allows you to tailor your insurance plan to your unique needs.
With a commitment to customer satisfaction, Travel Insured International provides peace of mind and financial security with underwriters possessing excellent credit ratings, making it a trusted choice for you and your family while embarking on journeys worldwide.
USA & CANADA
Multi-tiered plan options with valuable upgrades serving Americans and Canadians
CUSTOMIZABLE
Comprehensive plans (travel protection and medical) with an array of upgrade options to tailor your plan to meet the needs of your and your family
SINGLE TRIP & MULTI-TRIP
Single and multi-trip plans are available with a selection of upgrades
CANCELLATION OPTIONS
Cancel for any reason, interruption, and work are upgrade options available on select plans
ASSISTANCE
24/7 multi-lingual travel and medical assistance, concierge services, and identity theft services
CANCEL FOR ANY REASON
Coverage is only available as an upgrade
COMPREHENSIVE
Excellent medical coverages combined with extensive cancellation coverages (cancel for any reason, interruption, work) , and array of upgrades that facilitate a tailored experience that stands out in a crowded marketplace
POLICY COMPARISONS
SINGLE TRIP PLANS - USA
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Highlights |
Single Trip Plans for Americans |
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Trip Protector |
Trip Protector Edge |
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General |
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Availability |
Citizens / residents of the United States |
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Free look period |
14 days |
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Pre-existing conditions |
Waiver (subject to limitations) |
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Trip Protection |
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Cancellation |
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Trip cost |
100% |
100% |
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Frequent traveler reward |
$250 |
$250 |
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Interruption |
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Trip cost |
150% |
100% |
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Delay |
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Delay – 3 hrs |
$1,500 ($200/day) |
- |
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Delay – 12 hrs |
- |
$300 ($100/day) |
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Change fee |
$250 |
$250 |
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Missed connection - 3 hrs |
$500 |
- |
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Missed connection – 12 hrs |
- |
$300 |
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Itinerary change |
$500 |
- |
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Medical Protection |
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Emergency Medical |
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Accident and sickness |
$100,000 |
$10,000 |
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Evacuation / repatriation |
$1,000,000 |
$100,000 |
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Political / Security / Natural Disaster Evacuation |
$150,000 |
- |
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Dental |
$750 |
$750 |
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Baggage / Belongings |
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Baggage & personal effects |
$1,000 ($250/item) |
$750 ($250/item) |
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Passport / documents |
$100 |
$100 |
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Credit card charges & interest |
$100 |
$100 |
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Delay - 3 hrs |
$500 |
- |
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Delay - 12 hrs |
- |
$200 |
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Accidents |
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AD&D |
$10,000 |
- |
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Additional Benefits |
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24/7 medical assistance |
Included |
Included |
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24/7 travel assistance |
Included |
Included |
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Concierge services |
Included |
Included |
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Identity theft services |
Included |
Included |
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Single supplement |
Included |
Included |
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Pet kennel |
$500 ($50/day) |
- |
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Other Optional Upgrades |
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Cancel for any reason |
75% trip cost |
- |
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Interruption for any reason |
75% trip cost |
- |
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Cancel for work reasons |
- |
100% trip cost |
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Car rental damage and theft |
$50,000 |
$25,000 |
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Event ticket registration fee |
$1,000 |
- |
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Travel inconvenience |
$750 ($250/event) |
- |
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Electronic equipment |
$2,000 |
- |
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AD&D – airflight only |
Limit purchased |
Limit purchased |
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Accident and sickness |
- |
$40,000 |
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Underwriter |
United States Fire Insurance Company |
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SINGLE TRIP PLANS - CANADA
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Highlights |
Single Trip Plans for Canadians |
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Trip Protector |
Trip Protector Lite |
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General |
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Availability |
Canadian residents of all ages |
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Destinations |
Travel outside your home province |
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Free look period |
14 days |
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Free child when with adult |
Included |
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Trip Protection |
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Cancellation |
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Trip cost |
100% |
100% |
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Cancel for work reasons |
Included |
- |
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Interruption |
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Trip cost |
150% |
100% |
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Delay |
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Delay – 6 hrs |
$1,000 ($200/day) |
- |
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Delay – 12 hrs |
- |
$300 ($100/day) |
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Change fee |
$250 |
$250 |
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Missed connection – 3 hrs |
$500 |
- |
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Missed connection – 12 hrs |
- |
$300 |
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Itinerary change |
$500 |
- |
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Reimburse miles/reward points |
$250 |
$250 |
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Medical Protection |
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Emergency Medical |
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Accident and sickness |
$1,000,000 |
$1,000,000 |
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Evacuation / repatriation |
$1,000,000 |
$100,000 |
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Non-medical evacuation |
$150,000 |
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Political / Natural Disaster Evacuation |
Included |
- |
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Hospital allowance |
$250 ($50/day) |
- |
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Baggage / Belongings |
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Baggage & personal effects |
$1,000 ($250/item) |
$750 ($250/item) |
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Delay – 12 hrs |
$300 |
- |
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Delay – 24 hrs |
- |
$200 |
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Accidents |
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AD&D |
$10,000 |
- |
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Additional Benefits |
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24/7 medical assistance |
Included |
Included |
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24/7 travel assistance |
Included |
Included |
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Concierge services |
Included |
Included |
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Identity theft services |
Included |
Included |
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Other Optional Upgrades |
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Cancel for work reasons |
- |
Trip cost |
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Car rental damage and theft |
$50,000 |
$25,000 |
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Double trip delay, missed connection, baggage delay and personal effects |
Double |
- |
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AD&D – airflight only |
$100k-$1,000,000 |
$100k-$1,000,000 |
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Underwriter |
Northbridge General Insurance Corp. |
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ANNUAL MULTI-TRIP PLANS
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Highlights |
Annual Multi-trip Plans |
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Trip Protector |
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General |
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Availability |
Citizens / residents of the United States |
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Unavailable |
MO, MT, NY, PA, WA |
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Free look period |
14 days |
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Trip Protection |
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Delay |
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Delay – 12 hrs |
$5,000/trip ($200/day) |
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Missed connection |
$500/trip |
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Medical Protection |
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Emergency Medical |
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Accident and sickness |
$100,000/trip |
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Evacuation / repatriation |
$100,000/trip, 2 occurrences/plan term |
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Political / Security / Natural Disaster Evacuation |
$150,000/trip, 2 occurrences/plan term |
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Dental |
$750 |
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Baggage / Belongings |
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Baggage & personal effects |
$2,500/trip |
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Passport / documents |
$100 |
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Credit card charges & interest |
$100 |
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Delay – 3 hrs |
$750/trip |
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Accidents |
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AD&D |
$50,000/trip |
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AD&D – air flight only |
$25,000/trip |
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Additional Benefits |
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24/7 medical assistance |
Included |
|
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24/7 travel assistance |
Included |
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Concierge services |
Included |
|
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Identity theft services |
Included |
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Other Optional Upgrades |
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Trip cancellation |
100% trip cost |
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Trip interruption |
150% trip cost |
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Cancel for any reason |
75% trip cost (ex. NY residents) |
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Rental car and theft |
$50,000 |
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Evacuation and repatriation |
$400,000, 2 occurrences/plan term |
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Travel inconvenience |
$4,000 |
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Underwriter |
United State Fire Insurance Company |
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The following is a sample list of exclusions and is subject to change and vary by policy, jurisdiction, and more. Please read the policy carefully before accepting and signing.
Pre-existing medical conditions
Routine physical examinations
Routine dental care
Traveling for medical purposes
Elective treatment and procedures
Normal pregnancy
Mental, nervous, psychological condition or disorder
Participation in adventure or extreme activities
Participation in organized athletic or sporting competition, contest, stunt
Suicide, attempted suicide, or intentional self-inflicted injury
Under the influence of drugs or alcohol
Criminal activity
War or act of war
Hazardous materials
Piloting or learning to pilot or acting as a member of the crew of any aircraft
Loss, damage, confiscation, or destruction caused by customs
and more
Note:
Travel to certain countries may not be covered. Please read your policy carefully before signing.
Coverages and exclusions listed are a sample with potential limitations, subject to change based on jurisdiction, age, and health. Refer to our Terms of Service for the full disclaimer. Information provided is general; it's not professional advice. Verify policy details with the company or seek advice before deciding. We're not liable for any loss or damage. External links don't signify endorsement; users are encouraged to independently research for informed insurance decisions.
