GLOBAL TRIP PROTECTION
Travel Insurance Review
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Global Trip Protection specializes in travel insurance tailored for groups of 10 or more travelers embarking on shared journeys to a singular destination. Their comprehensive coverage is offered via two distinct tiers: their Pro Plans and Essential Plans. Additionally, a similar tier offering is available for student groups, accommodating those where 80% of members are below the age of 35.
Their travel protection encompasses trip cancellation, interruption, delays, medical emergencies, as well as protection for baggage and personal belongings. The Pro plan boasts optional upgrade features, including cancel for any reason, rental car coverage, sports equipment protection, and more.
Global Trip Protection's offerings are underwritten by Arch Insurance Company, a reputable entity with an excellent credit rating.
GROUP SPECIALTY
Plans are designed for groups consisting of 10 or more travelers
STUDENT FOCUS
Specialty plans designed for student groups where at least 80% of the group are < 35 years old
SIMPLICITY
Two plans to choose from:
Pro
Essential
TRAVEL ASSISTANCE
Enjoy access to concierge and travel assistance
CUSTOMIZATION
The narrow range of available policies and limited upgrade options restricts your capacity to customize coverage
STANDALONE OPTIONS
There is no option for a standalone medical plan or an independent annual plan
GROUP FOCUS
Plans are designed exclusively to address the specific needs of your group, starting from the initiation of the initial insurance coverage and extending to the travel assistance provided throughout the policy term
POLICY COMPARISONS
GROUP SINGLE TRIP PLANS
|
Highlights |
Group Single Trip Plans |
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|
Pro |
Essential |
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|
Coverages listed are per person |
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|
General |
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Availability |
U.S. residents |
U.S. residents |
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Minimum group size |
10 |
10 |
|
Free look period |
14 days |
14 days |
|
Pre-existing conditions |
Waiver option |
Waiver option |
|
Trip Protection |
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|
Cancellation |
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|
Trip cost |
100% |
100% |
|
Interruption |
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Trip cost |
150% |
100% |
|
Occupancy upgrade |
Trip Cost |
- |
|
Return airfare |
$750 |
$500 |
|
Delay |
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|
Delay – 6hrs |
$1,000 ($200/day) |
- |
|
Delay – 12hrs |
- |
$500 ($100/day) |
|
Missed connection – 3hrs |
$500 |
- |
|
Missed connection – 6hrs |
- |
$200 |
|
Medical Protection |
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|
Emergency Medical |
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|
Accident and sickness |
$50,000 |
$15,000 |
|
Evacuation / repatriation |
$250,000 |
$150,000 |
|
Political or security evacuation |
$50,000 |
- |
|
Dental |
$750 |
- |
|
Baggage / Belongings |
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|
Baggage/personal items |
$1,000 |
$750 |
|
Delay |
$300 |
$200 |
|
Additional Benefits |
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|
Concierge service |
Included |
Included |
|
Global travel assistance |
Included |
Included |
|
Business assistance |
Included |
Included |
|
Other Optional Upgrades |
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|
Cancel for any reason |
75% Trip Cost |
- |
|
Sports equipment |
$1,000 |
- |
|
Sports equipment delay 6 hrs |
$250 |
- |
|
Car rental damage |
$50,000 |
$25,000 |
|
Medical care |
- |
$15,000 |
|
Evacuation / repatriation |
- |
$150,000 |
|
D&D air flight only |
- |
$25,000 |
|
Accidents |
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Death & Dismemberment |
$10,000 |
- |
|
Underwriter |
Arch Insurance Company |
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Group Student Plans available if 80% are < 35 years old |
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The following is a sample list of exclusions and is subject to change and vary by policy, jurisdiction, and more. Please read the policy carefully before accepting and signing.
Suicide
Acts of war
Participating in maneuvers or training exercises of an armed service or police force
Mountaineering, rock climbing without equipment, cliff diving, or similar activity
Participation as a professional in a stunt, athletic or sporting event or competition
Skydiving, parachuting, hang gliding, bungee cord jumping, multi-sport endurance competitions, BASE jumping, free diving, fly by wire, parkour, wingsuit flying, extreme skiing or extreme snowboarding, and more
Operating an aircraft
Under the influence of drugs or alcohol
Criminal activity
Normal pregnancy
Non-emergency medical treatment
Trip purpose had medical intent
Mental disorder
Nervous disorder
Psychological disorder
Pandemic
and more
Coverages and exclusions listed are a sample with potential limitations, subject to change based on jurisdiction, age, and health. Refer to our Terms of Service for the full disclaimer. Information provided is general; it's not professional advice. Verify policy details with the company or seek advice before deciding. We're not liable for any loss or damage. External links don't signify endorsement; users are encouraged to independently research for informed insurance decisions.
