AXA
Travel Insurance Review
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AXA presents a straightforward approach to acquiring high-quality travel insurance, featuring three distinct plans: Platinum, Gold, and Silver. While their extensive coverage choices cater to most travelers' needs, the limited upgrade options may pose some restrictions for certain individuals.
The coverages offered encompass trip cancellation, interruption, delay, cancel for any reason, emergency medical, a specialized sports package, and more. Each policy includes a 10-day evaluation period, providing the flexibility to reassess and potentially receive a refund if your requirements change. Additionally, all policies come with concierge services and round-the-clock travel assistance.
Renowned for its reliability, AXA is a well-established insurance company boasting an excellent credit rating.
SIMPLICITY
Three plans to choose from:
Platinum
Gold
Silver
TRAVEL ASSISTANCE
Enjoy access to concierge services and 24/7 travel support
COMMUNICATION
Multilingual advisors are available to ensure a positive customer experience
CUSTOMIZATION
Your ability to tailor coverage is restricted by the narrow selection of policies and the limited availability of upgrades
STANDALONE OPTIONS
A standalone medical plan or an independent annual plan is not available
CANCEL FOR ANY REASON
Only offered in the Platinum plan
CONCIERGE & SPORTS
All plans come with the concierge benefit while the Platinum plan also includes specialty sports coverage
POLICY COMPARISONS
SINGLE TRIP PLANS
|
Highlights |
Single Trip Plans |
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|
Platinum |
Gold |
Silver |
|
|
General |
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|
Availability |
U.S. Citizens / Residents |
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|
Free look period |
10 days |
10 days |
10 days |
|
Pre-existing conditions |
Waiver option |
Waiver option |
- |
|
Trip Protection |
|||
|
Cancellation |
100% |
100% |
100% |
|
Interruption |
150% |
150% |
100% |
|
Delay |
|||
|
Delay |
$1,250 |
$1,000 |
$500 |
|
Missed connection |
$1,500 |
$1,000 |
$500 |
|
Medical Protection |
|||
|
Emergency Medical |
|||
|
Accident and sickness |
$250,000 |
$100,000 |
$25,000 |
|
Evacuation |
$1,000,000 |
$500,000 |
$100,000 |
|
Repatriation |
$1,000,000 |
$500,000 |
$100,000 |
|
Non-medical transport |
$100,000 |
$50,000 |
- |
|
Baggage / Belongings |
|||
|
Baggage/personal items |
$3,000 |
$1,500 |
$750 |
|
Delay |
$600 |
$300 |
$200 |
|
Additional Benefits |
|||
|
Lost skier days |
$125 |
- |
- |
|
Lost golf rounds |
$500 |
- |
- |
|
Sports equipment rental |
$1,000 |
- |
- |
|
24/7 travel assistance |
Yes |
Yes |
Yes |
|
Concierge |
Yes |
Yes |
Yes |
|
Other Optional Upgrades |
|||
|
Rental car |
$50,000 |
$35,000 |
- |
|
Cancel for any reason |
75% Trip Cost |
- |
- |
|
Accidents |
|||
|
Death and Dismemberment |
$50,000 |
$25,000 |
$10,000 |
|
D&D Air flight only |
$100,000 |
$50,000 |
$25,000 |
|
Underwriter |
Nationwide Mutual Insurance Company |
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The following is a sample list of exclusions and is subject to change and vary by policy, jurisdiction, and more. Please read the policy carefully before accepting and signing.
Pre-existing conditions
Suicide
Intentional self-inflicted injuries
Acts of war (unless innocent bystander)
Participation in any military maneuver
Pilot or crew of aircraft
Mental disorders
Emotional disorders
Participation as a professional athlete
Under the influence of drugs or alcohol
Criminal activity
Bodily contact sports
Pregnancy
Travel for the purpose of obtaining medical treatment
Cosmetic surgery
Canyoning or canyoneering
and more
Coverages and exclusions listed are a sample with potential limitations, subject to change based on jurisdiction, age, and health. Refer to our Terms of Service for the full disclaimer. Information provided is general; it's not professional advice. Verify policy details with the company or seek advice before deciding. We're not liable for any loss or damage. External links don't signify endorsement; users are encouraged to independently research for informed insurance decisions.
