ODIE

Pet Insurance Review

Pet Insurance - Odie
Pet Insurance - Odie

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Pet Insurance - Odie

COVERAGE OPTIONS

Accident & Illness

Accident Only

Wellness Add-On

Coverage includes treatment in the U.S., Canada, and Puerto Rico

BREED & AGE

No restrictions

PREMIUMS

Very competitive pricing

Pet Insurance - Odie

CLAIM PROCESSING

You pay the vet bill directly and then file a claim for reimbursement

PRE-EXISTING CONDITIONS

No coverage for pre-existing conditions

COVERAGE LIMITS

$40,000 maximum limit

Unlimited not an option

REIMBURSEMENT RATES

100% not an option

TECHNOLOGY

No mobile app

Pet Insurance - Odie

PREMIUMS / CLAIMS HISTORY

Your premiums are not impacted by your claims history

    • Diabetes & insulin

    • Laboratory tests

    • Emergency vet visits

    • Hereditary issues

    • Congenital issues

    • Cancer treatment

    • Overnight hospital stays

    • Surgeries

    • Breed specific conditions

    • Tooth extractions

    • IV fluids & medications

    • Hip dysplasia

    • Poison control consultation

    • Medical supplies

    • Foreign object ingestion

    • Lacerations & wounds

    • Toxic poisoning

    • Bites & stings

    • MRI / CT scans

    • X-rays & ultrasounds

    • Behavioral treatment

    • Rehabilitative care

    • Office visits & exam fees

    • Dental disease & fractures

    • Prescription medications

    • ACL Tears

    • Organ or heart value transplant

    • Gastrointestinal issues

    • 24/7 televet chat

    • Broken bones

    • Sprains

    • Eye injuries

    • Traumatic dental fractures

    • Bite wounds

    • Lacerations

    • Snake bites

    • Bee stings

    • X-ray & ultrasounds*

    • Laboratory tests*

    • Emergency care*

    • Hospitalization*

    • CT / MRI scans*

    • Surgery*

      *for accidental injuries

  • A Basic Plan ($305 max annual value) and Plus Plan ($535 max annual value) offer the following coverages:

    • Spay/Neuter and/or teeth cleaning

    • Rabies vaccination

    • Flea & tick prevention

    • Heartworm prevention

    • Vaccination / titer

    • Wellness exam

    • Heartworm test or FELV screen

    • Blood, fecal, parasite exam

    • Microchip

    • Urinalysis or ERD

    • Deworming

    Prices may vary by state

  • The following are not covered under any policy:

    • Pre-existing conditions

    • Cosmetic procedures

    • Breeding / pregnancy

    • Special food

    • Experimental Treatments

Coverages and exclusions listed are a sample with potential limitations, subject to change based on jurisdiction, age, and health. Refer to our Terms of Service for the full disclaimer. Information provided is general; it's not professional advice. Verify policy details with the company or seek advice before deciding. We're not liable for any loss or damage. External links don't signify endorsement; users are encouraged to independently research for informed insurance decisions.

AVAILABILITY BY STATE

At the time of writing, Odie was active in all states except Alaska. Such availability is subject to change.

Pet Insurance

  • Limits include:

    $5,000

    $10,000

    $40,000

  • Options include:

    70% - 90%

  • 3 days for accidents

    14 days for most illnesses

    6 months for cruciate ligament events and other complex conditions

  • Premiums

    • Premiums factor in your pet’s breed, age, and optional add-ons, if any, that you choose

    Discounts

    • 5% Multi-pet

    Deductibles

    • Choosing a higher deductible will decrease premiums

    • Choosing a lower deductible will increase premiums

    • Deductibles range from $50 - $1,000

  • Insurance partners:

    • Trisura Insurance Company

Pet Insurance