LEMONADE

Pet Insurance Review

Pet Insurance - Lemonade
Pet Insurance - Lemonade

This post may contain affiliate links, meaning we may receive a commission if you click a link, at no cost to you. Please read our Terms of Service for more information.

Pet Insurance - Lemonade

COVERAGE OPTIONS

Accident, Illness, and Preventive Packages Available

CHOICE OF VET

Choose any vet within the U.S. provided they are licensed in their respective state

MULTIPLE LINES OF BUSINESS

Pet

Life

Homeowners

Renters

Car

DISCOUNTS

10% bundle

5% multi-pet

5% annual

Pet Insurance - Lemonade

CLAIM PROCESSING

You pay the vet bill directly and then file a claim for reimbursement

PRE-EXISTING CONDITIONS

No coverage

Pet Insurance - Lemonade

CHARITABLE ENDEAVORS

Lemonade takes a portion of your premium and donates it to causes you care about

    • Diagnostic procedures

    • MRIs

    • CT scans

    • Ultrasounds

    • X-rays

    • Urinalysis

    • Prescription medication

    • Chronic conditions

    • Diabetes

    • Hereditary conditions

    • Emergency care

    • Hospitalization

    • Surgery

    • Poisonings

    • Infections

    • Sprains

    • Broken Bones

    • Cancer

    • Heart disease

    • Hip dysplasia

    • Skin conditions

    • Physical therapy

    • Behavioral

    • Acupuncture

    • Hydrotherapy

    • Dental illness

    • End-of-life

    • Vet visit fees charged for accidents and illnesses

    • Annual wellness exams

    • Bloodwork

    • Vaccines

    • Heartworm or FeLV/FIV test

    • Internal parasite or fecal test

    • Routine dental cleaning

    • Spaying or neutering

    • Microchipping

    • Dental cleaning

    • Live chat with pet health experts

  • The following are not covered under any policy:

    • Pre-existing conditions

    • Prescription diets

    • Bilateral conditions

Coverages and exclusions listed are a sample with potential limitations, subject to change based on jurisdiction, age, and health. Refer to our Terms of Service for the full disclaimer. Information provided is general; it's not professional advice. Verify policy details with the company or seek advice before deciding. We're not liable for any loss or damage. External links don't signify endorsement; users are encouraged to independently research for informed insurance decisions.

AVAILABILITY BY STATE

At the time of writing, Lemonade was active in most states, but not all. They are a growing company and you should check their website for the most up to date information.

Pet Insurance

  • Range from:

    $5,000 - $100,000

  • Options include:

    70%

    80%

    90%

  • 2 days for accidents

    14 days for illnesses

    6 months for cruciate ligament events

  • Premiums

    • Premiums factor in your pet’s breed, age, and optional add-ons, if any, that you choose

    • A portion of premiums are donated to causes the policyholders care about

    Discounts

    • 10% bundle

    • 5% multi-pet

    • 5% annual

    Deductibles

    • Choosing a higher deductible will decrease premiums

    • Choosing a lower deductible will increase premiums

  • Reinsurance partners:

    • Swiss Re

    • Munich Re

    • Hanover Re

Pet Insurance